This short article provides a basic introduction to personal finance, emphasizing the importance of setting financial goals and creating a budget.
The article first highlights the significance of personal finance in achieving stability, security, and happiness. It then stresses the importance of setting financial goals before developing any financial plan. These goals can be short-term, such as building an emergency fund or planning a vacation, or long-term, such as retirement planning or purchasing a home.
The article then introduces the concept of budgeting as a way to manage income effectively. It suggests dividing income into three main categories: essentials (housing, utilities, food), savings (emergency fund, retirement), and leisure/entertainment/hobbies. The article also emphasizes the importance of eliminating debt.
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by Anam Aqeel 於 medium.com 10-17-2024
https://medium.com/@anamaqeel_74849/mastering-personal-finance-the-road-to-freedom-e5810ee5fc1b深入探究