Couples approaching retirement with limited savings face challenges in ensuring a comfortable future. Statistics show that a significant percentage of households over 65 have less than $100,000 or $250,000 in retirement savings. While retiring with less than $250,000 may not be a huge problem for couples, planning for the potential loss of income when one spouse passes away is crucial. As individuals age, the median income decreases significantly, emphasizing the importance of careful financial planning before retirement to ensure a secure future for both partners.
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by Mel Schlesin... 於 medium.com 03-17-2024
https://medium.com/crows-feet/for-couples-nearing-retirement-on-a-shoestring-e98dd5f12624深入探究