
The preauthorization system, where insurers have the power to approve or deny treatments recommended by healthcare providers, is ethically problematic as it prioritizes the insurers' financial interests over patient care.


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Ethicist Art Caplan discusses the ethics of insurers' rules and use of artificial intelligence in preauthorizing patients' medical treatment.

Insurers' Preauthorization Rules

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The Ethical Concerns Surrounding Insurers' Preauthorization Practices in Healthcare
